Ripple and BCG's latest joint report, “Approaching the Tokenization Tipping Point,” outlines how the financial system is entering a new era—where real-world assets RWA are no longer just represented by software, but become programmable financial software themselves.
1. Infrastructure Shift – Tokenization is not a layer on top of finance. It’s a complete re-architecture of market infrastructure—designed to be interoperable, instant, and always on.
2. Phases of Adoption – Institutions are moving from pilot stage (funds, bonds) to real-world scaling (private credit, realestate), with $18.9T in tokenized assets projected by 2033.
3. Use Cases Delivering Value – Applications in treasury, collateral, real estate, and tradefinance are already delivering billions in efficiency and unlocking new capital access.