The latest report from Yellow Card spotlights Africa’s accelerating journey toward regulatory clarity in Digital Assets — a market where adoption of

Stablecoins and Tokenization is growing faster than anywhere else in the world.

Key Insights:

1. Global Leadership in Stablecoin Adoption – Sub-Saharan Africa leads with a 9.3% adoption rate, driven by Cross Border Payments, currency hedging, and Financial Inclusion.

2. Regulatory Fragmentation – While South Africa, Nigeria, and Mauritius have established frameworks, others like Ghana, Kenya, and Morocco are in advanced development stages.

3. Policy Priorities Emerging – Licensing, AML/CFT compliance, and interoperability standards are becoming the foundation for integrating Stablecoins and Digital Securities into national economies.

‍